The Reserve Bank of India (RBI) has stepped up efforts to help citizens reclaim money lying in dormant bank accounts for over 10 years. Funds from such accounts are transferred to the RBI’s Depositor Education and Awareness (DEA) Fund — but account holders and their families can still claim the amount at any time.

To simplify the process, RBI has urged the public to check for unclaimed deposits through its official portal UDGAM (https://udgam.rbi.org.in).

How to Claim Your Unclaimed Deposit:

- Visit any branch of the bank where the account was held
- Submit valid KYC documents such as Aadhaar, Passport, Voter ID, or Driving License
- Receive your unclaimed money (along with applicable interest)

In addition, banks across the country will conduct special camps from October to December 2025 to assist customers in locating and reclaiming their unclaimed deposits.

The RBI has advised the public to make use of this opportunity and retrieve their long-forgotten funds safely and quickly.